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Insurance Continuing Education

By: Rickson Seoson | 2011-01-18 | Insurance
Beginning a new career is now feasible with the abundance of continuing education programs online. All you have to do is find a career that you want to pursue and then with a little bit of searching you can discover great on-line conti ... read more

Insurance Continuing Education - Contracts

By: edward hulse | 2010-10-13 | Insurance
In the absence of fraud, all statements made by applicants or Insureds will be deemed to be representations and not warranties. No statement made for the purpose of affecting coverage will avoid coverage or reduce benefits unless contained in a written application signed by the Contract Holder and a copy of such documents has been furnished to the Contract Holder. read more

Online - Insurance Continuing Education Classes

By: edward hulse | 2012-06-07 | Online education
All insurance and financial professionals are required to take some type of continuing education. Every license and state differ, but agents must keep up to date with current rules, regulations, and new products available to their clients. Online insurance education is one way for an insurance professional to complete their continuing education hours read more

Insurance Continuing Education - Key Stakeholders

By: edward hulse | 2011-07-11 | Finance
Who Is a Key Person? read more

Insurance Continuing Education - Elevation Certificates

By: edward hulse | 2010-12-15 | Insurance
An Elevation Certificate (EC) is mandatory on Post-FIRM construction, but is optional on Pre-FIRM construction. It is required by the NFIP so that it can be certified by the NFIP as to the lowest floor of a building so that the policy can be properly rated: read more

Insurance Continuing Education - Flood Insurance Application

By: edward hulse | 2010-12-15 | Insurance
The APPLICATION for flood insurance is, understandably, a little more complicated than some of the other property and casualty policy applications as it covers a specific risk on property that must be identified although the range of buildings and property can run the gamut. Because of this need to be precise, this form must be completed only in the correct fashion as there is no room for guessing. read more

Insurance Continuing Education Online - Professional Disability Coverage

By: edward hulse | 2011-07-16 | Finance
Professional Disability Insurance read more

The Facts of Online Insurance Continuing Education

By: Kerr Griffin | 2012-04-08 | Other Business
Completing your insurance Continuing Education online is significantly more beneficial than trying to attempt it through brick and mortar courses. This article explains the benefits of online CE and why you should think about it for your insurance designation requirements. read more

Insurance Continuing Education on the Internet

By: Kerr Griffin | 2012-05-10 | E-learning
This article discusses the insurance industry's requirement for CE credits and why resourceful agents choose to complete them in an online environment. read more

Insurance Continuing Education Online - Group LTC Plans

By: edward hulse | 2010-09-25 | Insurance
With Group LTC Insurance, some of the conventional features of group plans remain intact while other features are more similar to individual insurance policies. First of all, the policies might actually be individual LTCI policies. If so, the policies are fully "portable" if the employee leaves the plan and need not be converted in the traditional way. Optionally, the employer‑sponsored LTCI plan may be set up like other group coverages, requiring employees who want to continue the insurance read more

Insurance Continuing Education - IRS Penalties on Annuities

By: edward hulse | 2011-07-11 | Finance
No matter what type of annuity you purchase, it is subject to a 10 percent IRS penalty for withdrawals of growth of income made prior to age 59 . No penalty is imposed on one's principal, i.e. the money put in by the owner is the owners money. read more

Insurance Continuing Education - Building Elevation Information

By: edward hulse | 2010-12-15 | Insurance
he responsibility of providing a number of elevations based on the building type selected is that of the surveyor, engineer, or architect. From these elevations gathered, the agent is required to determine the lowest floor for rating flood insurance. read more

Insurance Continuing Education - Major Medical Contracts

By: edward hulse | 2010-10-13 | Insurance
The following text is typical of the language and provisions used on the first page of the Major Medical policy. Much of this information is required by state regulations and may vary by state. read more

California Insurance Continuing Education - Health Benefits

By: edward hulse | 2010-10-13 | Insurance
Wording regarding the PPO Providers (when applicable) are the same as with individual Major Medical plans. As a rule, Provider-type plans are established the same for Group and Individual plans. Note the illustrated Schedule of Benefits on the first page shows a difference in approved and non-approved Providers in coinsurance percentages. Since some groups are multi-state, there can be special consideration given if there are employees in an area not served by participating Providers. Some pl read more

Insurance Continuing Education - Sales Practices For Annuities

By: Edward J Hulse | 2010-04-03 | Insurance
It would be nice if there were no such thing as an "unethical" agent, but unfortunately this is not the case. Therefore, regulations are in force to correct the practices that cause irreparable harm to our industry and to our profession. The most often targeted of our population by these miscreants are the elderly for a variety of reasons. read more