By: robert mccormack | 2011-04-27 | Elderly Care However indexed annuities are expensive products that supply only limited gains; there are usually higher ways to get guaranteed income in your retirement. Check with a monetary advisor to search out the most effective selection for you. read more
By: Haz Duell | 2010-09-27 | Insurance Life insurance policies come in many shapes and sizes. One of the most interesting is an equity indexed life insurance policy read more
By: Edwin Lichtig | 2010-04-01 | Insurance Here's how to create a steady flow of quality indexed annuity leads. Combine your 1/2 indexed annuity radio show with any other type of marketing. Together you will get 40 leads per month. Then throw in a system to automatically drip on those leads and you will discover success. Your radio show makes any other type of marketing more successful because of the credibility the show creates. Plus your follow-up letters will work better because every correspondence will announce front and center that you are star of your own Safe Money Retirement Show on KCBS radio. read more
By: Herschel Stevenson | 2011-04-10 | Insurance Few investments generate as much confusion and controversy as indexed annuities, both pro and con. Indexed annuities have made main strides in recent years even so and are well worth considering. The... read more
By: Edwin Lichtig | 2010-04-01 | Insurance Your best source of leads is from one year old indexed annuity buyers. The key is to put 100% of their contributions into the fixed bucket in the first year. Avoid the indexed bucket in the first year. The fixed bucket, especially when combined with an upfront bonus of let's say 4%, provides a good guaranteed first year yield. One year down the road, you will probably have a satisfied customer who is more eager to refer you to a friend. Ask for a meeting with their weekly group (lunch group, golf group, card group, etc) and mention how well the original buyer did during his/her first year. read more
By: Carina Smith | 2010-12-06 | Article Marketing Equity-indexed annuities can give you guaranteed annualized profits, making these good options for seniors who want to decrease the overall risk of their investment portfolios. read more
By: Carina Smith | 2010-12-03 | Article Marketing Equity-indexed annuities can be a great investment for seniors who want to offset the comparatively high risks involved with other investments in his or her portfolio. read more
By: Steven Hart | 2010-03-27 | Insurance An index annuity earns interested based on an external financial index, such as the S&P 500. Interest that is credited to the annuity is based on a formula that is linked to the underlying index. read more
By: Ramanathan | 2011-07-06 | Personal Finance Young people, nine times out of ten, do not mull over the prospects of generating income after they retire. It doesn't mean that they have totally disregarded the living conditions post read more
By: Bryan J. Anderson | 2010-04-01 | Insurance That stands for guaranteed lifetime withdrawal benefit. Have you heard of these? You'll also find this popular contract rider with some equity-indexed annuities. Before I did some deep analysis, I constantly had clients telling me that it sounded too good to be true. Well, it is in a lot of ways. read more
By: Lon Jefferies | 2010-03-27 | Retirement An equity-indexed annuity is an annuity that's value is linked to a stock or market index; the S&P 500 index is most common. Equity-indexed annuities have a guaranteed minimum rate of return (also referred to as a floor). This guarantee is usually between 0 and 3 percent annually. In exchange for this guarantee, equity-indexed annuities also have a cap, which is the maximum rate of return the investment can make in a given year. read more
By: Anna Thomson | 2012-01-19 | Insurance What is a fixed annuity? An annuity is a contract from an insurance company to pay money in the future. The company guarantees a fixed return, usually on an underlying bond credit rate. The contract between the insurer and the owner of the annuity contract. read more
By: Chang Huisenga | 2010-12-20 | Business It is vital to keep in mind, an equity indexed annuity has characteristics of both a fixed and a variable annuity and the actual returns are dependent on the benchmark index chosen. many will contain a guaranteed minimum return, which means your downside risk is minimized but not eliminated. read more
By: Julius Rosenthal | 2010-03-28 | Insurance A detailed list of the pros and cons of annuities. This list provides all the details so that you can make a prudent decision. read more