• News
  • Business
  • Entertainment
  • Science / Health
  • Technology
Facebook Twitter Instagram
  • Contact Us
  • About Us
  • Write for Us
  • Privacy Policy
Facebook Twitter Instagram Pinterest VKontakte
EzineMarkEzineMark
  • News
  • Business
  • Entertainment
  • Science / Health
  • Technology
EzineMarkEzineMark
EzineMark » News » Business » Falling Asleep at the Wheel: What Happens When Your Car Insurance Doesn’t Cover It
Business

Falling Asleep at the Wheel: What Happens When Your Car Insurance Doesn’t Cover It

Angela SpearmanBy Angela SpearmanJuly 15, 2022Updated:July 18, 2022No Comments6 Mins Read
Facebook Twitter Pinterest LinkedIn Tumblr Email
Falling Asleep at the Wheel: What Happens When Your Car Insurance Doesn't Cover It
Share
Facebook Twitter LinkedIn Pinterest Email

If you’re one of the millions of Americans who commute to work each day, there’s a good chance you’ve nodded off at the wheel at least once. It’s not surprising – according to the National Highway Traffic Safety Administration, drowsy driving is a factor in 100,000 crashes each year. But what happens if you doze off and get into an accident, and your car insurance doesn’t cover it?

What Are the Risks of Falling Asleep at the Wheel?

There are a number of risks associated with falling asleep at the wheel. The most obvious is that you could have an accident. This could result in serious injuries or even death. If you are found to be at fault for an accident, your car insurance may not cover the damages. In addition, you could be fined or jail time. Another risk of falling asleep at the wheel is that you could damage your car. If you veer off the road and hit a guardrail, your insurance may not cover the repairs. You could also end up with a flat tire or dead battery if you fall asleep while driving. The best way to avoid these risks is to make sure you get plenty of rest before driving. If you feel tired, pull over and take a nap. It’s better to arrive late than not at all.

What Can You Do to Prevent Falling Asleep at the Wheel?

There are a few things you can do to prevent falling asleep at the wheel:

  • Get a good night’s sleep before you hit the road. Drowsy driving is more likely if you’re tired.
  • Plan your route and take breaks. Don’t drive long distances without stopping.
  • Avoid drinking alcohol or taking medications that make you sleepy.

Car Insurance Companies Often Don’t Cover Accidents Caused by Falling Asleep at the Wheel

Most people are aware that car insurance companies typically don’t cover accidents that are caused by recklessness or negligence on the part of the driver. But what many people don’t realize is that accidents caused by falling asleep at the wheel are also usually not covered by insurance. This is because when you fall asleep at the wheel, you are considered to be negligent in your actions. And since most car insurance policies have a clause excluding coverage for accidents caused by negligence, you will likely be left footing the bill for any damages yourself if you cause an accident while asleep at the wheel. So if you are someone who is prone to nodding off behind the wheel, it is important to be aware that your car insurance may not provide any coverage if you do happen to fall asleep and cause an accident. Sara Routhier, Director of Outreach at ExpertInsuranceReviews.com recommends additional coverage through a non-standard policy to help protect yourself financially in case of an accident.

Why Do Car Insurance Companies Exclude This Type of Accident From Coverage?

There are a few reasons that car insurance companies exclude this type of accident from coverage. The first reason is that it is considered to be a preventable accident. This means that the driver should have been able to avoid the accident if they were paying attention. The second reason is that it can be difficult to prove that the driver was actually asleep at the time of the accident. This is because there is usually no witnesses and the driver themselves may not remember what happened. The third reason is that it can be expensive to repair the damage caused by an accident like this. This is because it often requires special equipment and training to fix the damage caused by a car hitting something while driving at high speeds.

How Can You Get Help if You’ve Been in an Accident Caused by Falling Asleep at the Wheel?

If you’ve been in an accident caused by falling asleep at the wheel, you may be wondering how you can get help. The first thing you should do is contact your insurance company to see if they cover this type of accident. If they don’t, there are a few other options available to you. One option is to contact your state’s insurance commissioner. They may be able to help you file a complaint against the company or take other action. Another option is to consult with a lawyer who specializes in car accidents. They may be able to help you get the compensation you deserve. No matter what route you decide to take, it’s important to get the help you need after an accident. Don’t hesitate to reach out to others for assistance.

Warning Signs That You’re About to Fall Asleep at the Wheel

If you’re driving and start to feel yourself getting drowsy, it’s important to take action immediately. Drowsy driving is extremely dangerous and can lead to deadly accidents. Here are some warning signs that you’re about to fall asleep at the wheel:

1. Your eyes feel heavy and start to droop.

2. You can’t keep your head up or your eyes open.

3. You start yawning frequently.

4. You can’t remember the last few miles you’ve driven.

5. Your steering starts to drift or you have trouble keeping your car in its lane.

If you start to experience any of these warning signs, pull over immediately and take a break. Drink some coffee or take a nap so that you can be rested and alert for the rest of your drive. Don’t risk falling asleep at the wheel and putting yourself and others in danger!

Conclusion

If you’re involved in a car accident that was caused by falling asleep at the wheel, your car insurance may not cover the damages. This is because most car insurance policies exclude coverage for accidents that are caused by driver fatigue or negligence. If you’re found to be at fault for an accident caused by falling asleep at the wheel, you could be liable for the damages yourself. To avoid this, it’s important to make sure you’re well rested before getting behind the wheel, and to always drive safely.

Angela Spearman
Angela Spearman

Angela Spearman is a journalist at EzineMark who enjoys writing about the latest trending technology and business news.

Share. Facebook Twitter Pinterest LinkedIn Tumblr Email
Angela
Angela Spearman

    Angela Spearman is a journalist at EzineMark who enjoys writing about the latest trending technology and business news.

    Related Posts

    Innovative Financing Options for Buyers That Can Increase Your Pawn Shop Business’s Sale Price

    June 20, 2025

    The Statue of Peace at the United Nations: A Symbol for the World

    June 8, 2025

    Skye at Holland Elevating Living with Enhanced Connectivity under URA’s Transport Master Plan and Holland Drive Condo

    June 2, 2025

    Stretching the TDSR (Total Debt Servicing Ratio) for Maximum Leverage

    May 31, 2025

    Subscribe to Updates

    Get the latest trending news from EzineMark.

    Unlocking Seamless European Travel: Why eSIMs Are the Smart Choice for the UK, Italy, and Beyond
    June 23, 2025
    Understanding Wrongful Death Compensation and the Role of an Attorney
    June 22, 2025
    How to Successfully Grow Indoor Plants in Your Condo
    June 21, 2025
    Innovative Financing Options for Buyers That Can Increase Your Pawn Shop Business’s Sale Price
    June 20, 2025
    Online Gaming in Indonesia: Trends, Growth, and the Rise
    June 18, 2025
    Exciting Things to Do in Dubai That Will Recharge Your Body and Mind
    June 17, 2025
    Simple Ways to be a Good Neighbor
    June 10, 2025
    Demystifying Healthcare Insurance in the United States: What You Need to Know
    June 9, 2025
    Gemini 2.5 Pro vs Claude Sonnet 4: A Practical Guide to Choosing the Right AI API for Developers
    June 9, 2025
    The Statue of Peace at the United Nations: A Symbol for the World
    June 8, 2025
    Ways to Entertain Your Pet Cat in Your Condo
    June 4, 2025
    Understanding Vision Insurance: What You Need to Know for Optimal Eye Care
    June 4, 2025
    EzineMark © 2025
    • Contact Us
    • About Us
    • Write for Us
    • Privacy Policy

    Type above and press Enter to search. Press Esc to cancel.